We have developed the next generation of identity scoring and verification. SocioIDV sources traditional and emerging data sets and leverages decades of machine learning expertise to deliver a <1 second decision. SocioVerify leverages opt-in access to social graph (e.g. Facebook), ecommerce (e.g. Amazon), email (e.g. Gmail) and a primary transaction account (e.g. Wells Fargo DDA) to create real-time 0-100 scores of an individual's current employment, income and identity. Deployable when underwriting new consumer loans AND for current accounts requesting an credit line increase.

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